Olson Research Associates, Inc.

Table of Contents:
3rd Quarter 2003
Select Another Quarter

Economic Value of Equity (EVE) at Risk continues to Rise
As the saying goes, “Earnings is king”. Today’s volatile interest rate environment has changed the banking industry’s earnings landscape. On one hand, with securities gains and fee income leading the way, the industry-wide net income level as of September 2003 was at a record high for the third consecutive quarter. On the other hand, given the combined effects of dramatically lower short-term rates, incredibly high prepayment speeds, and despite increased loan demand, net interest margins have been squeezed. By the end of September 2003, the average net interest margin for the industry reached a 12-year low...[more]

Industry Data

Choose a peer group from the drop-down box below, then choose a data category to view data for that group.

Articles & Analysis

Measuring Your Bank's Operating Efficiencies

The Components of Margin

Growth Measures and Capital Adequacy?

Risk-Based Capital Standards

Managing Your Balance Sheet Mix

Loan Quality

Market Values and Asset Quality

Analyzing Your Current Liquidity Position

Regulatory Focus on Liquidity

Earnings and Equity Value-at-Risk

What You Need to Know about Duration

Glossary of Industry Terms