Recession and Credit
Quality
Credit quality, sometimes termed asset quality holds a number of managerial
and regulatory issues for banks. From a management perspective, credit must
be priced high enough to cover potential losses, administrative expenses,
etc. yet priced attractively to remain competitive. From a regulatory
perspective, there are potential risks involved and where there are risks,
there are regulations. How does each of these perspectives figure in the
current economic recession? ...[more]
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