My Latest Posts
More concentration of core deposits in the big banks
OCTOBER 18, 2018
Last month I was in Las Vegas presenting at the Colorado Graduate School of Banking’s Annual Workshop on Community Bank Investments & Asset Liability Management. The topic of my presentation was, “Stress-testing core deposits.” Before diving deep into the world... [Continue reading]
Rate shocks &en-dash; a look at recent history
OCTOBER 4, 2018
A colleague at CSBS recently asked me if we would consider putting together a new workshop designed specifically to address Interest Rate Risk in a rising rate environment. No problem, I've put together several such workshops during my career. Then... [Continue reading]
It seems paying nothing is acceptable after all
MARCH 7, 2018
I've been waiting to write this post since last summer. Back then I had just completed a post entitled "This just in.."(1) which showed that, so far as core deposit pricing goes, banks were taking things slow. After June I... [Continue reading]
Community Bank core deposit levels drop
SEPTEMBER 25, 2017
It seems sensationalism is the norm for every news organization these days and the American Banker is no exception. This morning’s headline, “Bankers on high alert for liquidity risk as 3Q draws to close,” really caught my eye so I... [Continue reading]